To verify your Cash App account, open the app and access your profile. Navigate to “Security and Privacy,” enter your personal information, upload a valid ID, and take a selfie. Submit your details and wait for confirmation, which usually takes a few minutes to 48 hours.
Verifying your identity on Cash App is essential for accessing various features, including sending money and buying Bitcoin.
For example, you’re limited in how much money you can send and receive, and you also can’t use some of the more advanced features including transferring bitcoin.
That’s where verification comes in.
By verifying your identity with Cash App, you’ll be able to access all the features and limits that come with your account.
How to Verify Identity on Cash App?
Step 1: Open the Cash App
Launch the Cash App on your device.
Step 2: Access Your Profile
Tap on your profile icon located in the upper right corner of the home screen.
Step 3: Navigate to Identity Verification
Next, Scroll down to “Security and Privacy” and click on the “Identity Verification” option.
Step 4: Enter Your Personal Information
You will need to provide the following details:
- Full Name
- Date of Birth
- Current Address
- The last 4 Digits of Your Social Security Number (for U.S. users).
Step 5: Upload Your Identification Document
You can choose a valid form of ID, such as a driver’s license, passport, or state ID.
Next, take a picture of the front and back of your ID.
Step 6: Take a Selfie
After uploading your ID, you will need to take a selfie.
This photo will be used to compared with your ID to confirm your identity.
Step 7: Submit Your Information
Click on “Continue” or “Submit” to send your verification request.
Step 8: Wait for Confirmation
Verification usually takes a few minutes but can extend up to 48 hours.
Requirements for Cash App Verification
- Legal Name: You need to enter your full legal name as it appears on your identification.
- Date of Birth: Provide your date of birth to confirm your age.
- Social Security Number (SSN):
- You will need to enter the last four digits of your SSN.
- In some cases, Cash App may request your full SSN for further verification.
- Residential Address: Your current residential address is required for identity verification.
- Government-Issued Photo ID: You must submit a clear photo of an unexpired government-issued ID, such as:
- Driver’s license
- Passport
- State ID card
- Permanent resident card
- Selfie Verification: Cash App may ask you to take a selfie to match with your ID photo for additional security.
- Income Verification (if applicable): In some cases, you might be asked to provide information about your income or source of funds.
How Long Does Cash App take to Verify Identity?
Cash App verification typically takes up to 24 hours for initial approval, but can extend to 1-3 business days if additional documentation is required.
If it’s been longer than 48 hours, reach out to Cash App support to find out what is going on.
Reasons for Cash App Verification Issues
- Incorrect Information: Double-check that you’ve entered your full legal name, date of birth, and the last four digits of your Social Security Number (SSN) accurately. Sometimes, typos or incomplete information can lead to verification failures.
- Unaccepted ID Forms: Ensure you’re using an unexpired government-issued photo ID. Cash App does not accept student IDs or utility bills for verification.
- Technical Glitches: Sometimes, technical issues within the app or on your device can prevent successful verification.
- Poor Photo Quality: If you’re required to submit a photo of your ID, make sure it’s clear and well-lit.
- App Version: Update to the latest version of Cash App. Outdated apps may have bugs that affect functionality.
Some people may encounter issues when trying to verify their Cash App account. You may see a message like “Cash App verify identity not working.”
Unfortunately, there are more than a few reasons the Cash App verification process may fail. Usually, it is because you made mistakes when you applied for the verification.
One reason you may not be verified is if you are under 18. Only those over 18 can be verified. While you can apply for verification at any age, you will be rejected.
Can’t Scan License or Back of ID
Here are some reasons why you might be unable to scan the back of your license or ID for Cash App verification:
| Reason | Description |
|---|---|
| Poor Lighting | If the lighting is too dim or too bright, it can create shadows or glare that obstruct the scan. |
| Camera Quality | Low-quality cameras may struggle to capture details clearly, affecting the scanning process. |
| Dirty Camera Lens | Smudges or dirt on your camera lens can degrade image quality, making it hard to scan your ID. |
| ID Damage | Scratches, wear, or dirt on the back of your ID can prevent the scanner from reading it properly. |
| Barcode Issues | If the barcode is damaged or not printed clearly, it may not scan correctly. |
| Incorrect Angle | Holding your phone at the wrong angle can lead to unsuccessful scans; ensure it’s perfectly horizontal. |
| Background Contrast | A busy or light-colored background can interfere with scanning; a dark background is preferable. |
| Temporary App Glitches | Technical issues with Cash App may temporarily hinder scanning functionality. |
| App Permissions | Ensure that Cash App has permission to access your camera for scanning to work effectively. |
If the numbers on your ID aren’t clear, the verification may be rejected.
Can You Use Cash App Without Verification?
Yes, it is possible to use the basic features of Cash App without being verified.
But to take full advantage of what this App offers, it is best to verify your account.
Related Read: Is It Possible to use Cash App on Amazon?
Limits of Using Cash App Without Verification
| Feature | Unverified Users | Verified Users |
|---|---|---|
| Sending Limit | Up to $250 per week | Up to $7,500 per week |
| Receiving Limit | Up to $1,000 in 30 days | Unlimited |
| Account Balance Limit | Up to $1,000 | Unlimited |
| Cash Card Access | Not available | Available |
| Transaction Types | Limited to sending/receiving | Full access, including cash withdrawals and payments |
How to Verify a Cash App Card Under 18
Requirement:
- You must be between 13 and 17 years old.
- You need a parent or guardian to sponsor your account.
Step 1: Open Cash App
Go to your device’s app store and download the Cash App. Open the app to start the setup process.
Step 2: Create Your Account
Click on “Sign Up” and enter your phone number or email address. Copy the verification code and Enter to proceed.
Step 3: Set Up Your Profile
Fill in your name and other required details. When prompted, select the option for a teen account for parental supervision.
Step 4: Have Your Parent Sponsor You
Your parent or guardian needs to approve your account. They can do this by:
- Clicking on the profile icon in their Cash App.
- Selecting “Family” and inviting you to join as a sponsored user.
Step 5: Order Your Cash Card
After your account is set up and sponsored, go to the Cash Card section in the app. Follow the prompts to order your free Cash Card.
You can also customize your card with your preferred design.
Step 6: Wait for Your Card
Your Cash Card will arrive in the mail within about 10 business days.
Step 7: Activate Your Card
Tap on the Cash Card icon and follow the instructions to activate it using either a QR code or the CVV number on the card.
Why You Should Verify Your Cash App?
| Reason | Description |
|---|---|
| Increased Transaction Limits | Verification raises your sending limit to $7,500 per week and allows unlimited receiving. |
| Access to Features | Unlocks features like ordering a Cash Card, buying Bitcoin or stocks, Boost, Mobile Check, and sponsoring teens. |
| Enhanced Security | Helps protect your account from fraud and unauthorized access. |
| Compliance with Regulations | Ensures Cash App complies with Know Your Customer (KYC) and Anti-Money Laundering (AML) laws. |
| Peace of Mind | Gives you confidence that your personal information is secure and that you can use the app fully. |
| Avoiding Account Limitations | Prevents delays in accessing your funds or using the app effectively due to transaction limits. |
